Yet if something were to happen to it, any insurance claim is going to be for a new designer couch of the same make, not a used one that’s a decade old. A designer couch might be over ten years old at this point and not worth much at all anymore. That’s because for insurance claims and insuring the household in general, I need to account for the price it would cost to replace the item at its current market price. The original purchase price doesn’t play a role for me personally. also has a few clean sheets in multiple formats that are super easy to expand on as needed.Smartsheet‘s Home Inventory Spreadsheet.Home Inventory Spreadsheet from spreadsheet123.You can also import these into Google Sheets or Apple Numbers if that is your preference: They are all easy to edit to your personal needs and living situation. I did a search for you and found a few straightforward Excel versions. If you feel overwhelmed at the thought of fiddling with Excel, Numbers, or Google Sheets, you could also simply download a free home inventory spreadsheet online. Pro tip: Note your insurance policy number and insurer's contact details in your Overview tab for quick reference.Īdding an overview tab which pulls in your grand totals from the individual tabs for all your rooms is super helpful when assessing your insurance policy coverage. Checkbox or note to yourself to indicate you archived photos/receipts.Serial number (if applicable, for your pricier items).“ Canon G7x Powershot digital camera, 4.2x zoom, black” The name and description of the item, e.g.Add the following columns to each room’s individual tab:.Add a top-level Overview tab which tallies up all the grand totals from each room.Create a separate tab for every room (duplicate your last tab and re-name for each room). Here’s what you should include when formatting your home inventory spreadsheet: How to Set Up Your Home Inventory Tracker For any larger-ticket items in your home inventory spreadsheet, you can go back later and take actual photographs of them along with their serial numbers (see below). You don’t have to make a big production of your video. In this bookshelf over here is a small hidden safe for documents where I keep my passport.” For example: “This is where I keep my handbag collection. Think of it as one of those real estate videos on YouTube where the property manager gives a home tour.įeel free to narrate your video as you go along for more clarity. Your aim should be to capture a general impression of what your inventory currently looks like. You do not necessarily need to take things out and go into detail. What you want to capture in this video are your furnishings, electronic equipment like TVs and stereos, and the inside of cabinets and closets. You might want to do a quick decluttering burst first so things look tidy □□♀️ Grab your mobile phone, tablet or camera and do a slow and steady walk through your home to document what your living situation looks like. Ready to jumpstart your home inventory? Let’s get the easiest part out of the way straight off. Before You Start: Shoot a Video Walk-Through So don’t be daunted by the setup! It’s actually a wonderful rainy day project. While it does involve a good bit of work at the get-go to format everything in a home inventory spreadsheet just right, it’s far easier to maintain than you may think. Having at least some peace of mind in such an awful situation is priceless. Disclaimer: This post contains affiliate links through which I may earn a small commission at no cost to you. And this in turn will speed up your claim. If something bad happens and your place is damaged, you’ll more easily know what you had in your home inventory if you’ve maintained a tracker. Keeping a home inventory tracker ensures you don’t omit any losses you want the insurance to cover when you make a claim in such events. No one wants to think of how awful theft, flooding, or a fire would be. Why do you need a home inventory spreadsheet? Whether you rent or own, it can maximise your insurance claims for damaged or stolen items, and help you death clean, downsize, declutter, or even square off a divorce. Plus, how else would you remember everything that’s missing if something happened to your home? It truly makes it easier to track things not only for insurance purposes, but also for planning moves and downsizing, or just staying on top of what you actually own. Despite my love for technology and all the latest apps, I’m a big fan of using a traditional spreadsheet to track my home inventory.
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